With the UPI Payment options and methods gaining popularity at a fast pace, more and more people are opting for UPI options. Nowadays they are dominating the transactions to such an extent that every market is providing an option for payment via these Unified Payments Interface methods. There is no doubt in the fact that we all think of making money from casinos. Naturally, while searching for casinos, many of us would like the one that has the option of payment transactions via the UPI payment method.
Here we have made the job easy for you, and presented you with a list of only the best UPI casinos, compiled by the experts of CasinoFox.in.
Best UPI Casinos of 2024
1. Lucky Niki
This is a Cool Japanese themed UPI casino which is going viral in India.
250 Free Spins + Biggest Bonus of 100% upto ₹1,00,000
UPI is so easy to use and there is so much potential in it, that it might end up taking over the other payment methods and completely alter the way we pay.
What makes UPI Based Casinos better and more popular among others is that they are more efficient and allow better method for payments. Here are some of the advantages of UPI payment methods that are lost in other modes of payment.
UPI is Very Cheap
The transaction at a UPI-based casino costs you less than 0.5 Rupees. No other mode of payment, may it be NEFT, debit cards, credit cards, etc., can challenge such low transaction rate charges. So you can worry less about all the extra charges while making deposits on the UPI casinos, and concentrate more on winning some real money.
Few steps required for making transactions
Gone are the days when you had to take out your card every time, fill out all the card details, and then wait for the OTP wondering whether the mobile signal is okay for OTP to arrive. UPI Casinos are making life a lot easier.
Now, if you have to transfer your funds, all you have to do is open your UPI Application. Then you choose whom to pay. Finally enter your amount and MPIN and you are all set. Pretty easy, isn’t it?
If anyone wants payment from you, give your virtual payment address to them, and then a message will pop up on your phone. Finally, all you have to do is lift your finger to approve the payment amount and enter the pin, and it’s done. This same technology works in UPI Casinos as well.
Myriad of choices for UPI payment
While some UPI payment applications have become extremely popular in UPI casinos, like PayTM casinos, Google Pay, PhonePe, etc., there are so many other choices you have in this area.
Some other common UPI Payment Applications are BHIM, MobiKwik, SBI Pay, Axis Pay, and more.
Money transfer is instant
The funds transfer request made with NEFT may take up to 12 hours to complete. Even in credit cards and debit cards, sometimes due to system overload, you might not get an OTP or your transactions might get stuck in between.
This is not the case with payments made via UPI. UPI payments are fast and the money is transferred instantly. UPI at Casino also works 24×7. So you don’t need to worry about banks being closed, or system overload. You can make the payment to the UPI Casinos without any worries and confirm the success of the transaction in your online casino account almost immediately.
UPI is better than e-wallets
Although e-wallets have a lot of advantages, some of which are similar to the UPI payment applications used at UPI Casinos, there is one minor flaw that allows UPI to overpower e-wallets.
In e-wallets, you have to top up your wallet in order to make sure your wallet has enough money for the transaction you are about to make. It is like making sure that the wallet in your pocket has enough money to buy something in the market.
It is not so much a flaw as it is a hassle. At UPI Casinos, you don’t have to worry about such a thing. Although make sure there is enough money in your bank account.
With the way UPI has influenced the way in which we make payments, it would be no wonder if all casinos switch to UPI Payment options.
Popular UPI apps you can use in UPI Casinos
With so many applications to choose from, it might be mind-boggling to pick out the best for you. While there is no good or bad when it comes to UPI applications, you can take a look at some of the widely used UPI payment applications available for UPI based Casinos:
If you have trouble selecting one of these, you can select one from the top 3 as they are very high in demand at all upi casinos.
Are UPI payments secured for casinos?
It is so easy to make UPI payments. Is it really safe? Payment transactions can never be this easy. Is there any catch? The transaction charge is so low when depositing my money in the casinos. Can I really trust UPI applications?
When something looks so easy and perfect, our mind automatically triggers the fail-safe inside us and forces us to question the integrity of things. If you are going to play at UPI Casinos, you should know why UPI payments are so simple and efficient, yet so secure:
Every UPI application uses either a UPI ID or a Virtual Payment Interface (VPA) for conducting transactions.
A 2 factor authentication is used for payment transactions. You are required to use either a phone authentication password or your biometrics (if your device has that feature), and the UPI Pin number during any transaction, leaving no room for cracks in the security.
Any personal information such as your card details, PIN or account details or any such thing is never requested during the transactions you make. Any payment sent or received is done using VPA or UPI ID.
The bank details during the registration in a UPI application are never stored locally in your mobile, nor are they stored on any of their servers. However, the transaction details can be stored on the servers.
The initial UPI registration which requires you to create VPA is completely encrypted and secure.
All transactions are routed through the NPCI payment gateway and the particular bank uses a different Hardware Security Module to process any UPI transactions done.
This rigorous and thorough multiple-step process ensures complete security while making any fund transfers or payments. So whether you are using UPI for online casino, sports betting, or any other legal gambling activity you are safe and don’t have to worry.
Limits on UPI payment when depositing
Unified Payments Interface (UPI) was created by the National Payments Corporation of India (NPCI). While UPI makes it easier for users to make payments or receive funds immediately, there is a limit on the amount of the transaction you can make at a time.
According to the current guidelines, you can make a transaction up to Rs. 1 Lakh for any transaction carried out within India. Moreover, you are limited to making transactions within India at UPI Casinos as there is no facility of making international transactions.
According to NPCI, there is a probability of the transaction limit to be increased to Rs. 2 Lakhs, at the stores operated by verified merchants, in this year. However, this change will not be applicable for peer to peer transactions.
How to make payments to the online casinos using UPI?
There are a few steps involved in making transactions at UPI Casinos:
Sign up on any UPI application. If you are already registered, then login on the particular app.
Select the “UPI” option.
Then click on “Pay with Virtual Payment Address (VPA)”
Enter the VPA of the beneficiary, and then type in the amount to be sent, along with any message that you want to send (if you want to)
Choose the VPA that you want to debit and press “Submit”
Just make sure all the details are correct and press “Confirm”.
That’s all you have to do and you are all set to deposit your money and try your luck. While the options may vary from application to application, the steps involved are more or less the same.
Sign Up Bonus Offers for First Time Deposits
Casumo
Casumo supports all UPI Payment methods in India, making it our top choice.
150% Casino Bonus up to ₹15,000 + ₹101 Daily for 7 days
Almost all online casinos in India offer sign up bonuses, but the above 2 offer easy to claim and withdraw features, that make them best for beginners.
Which is better, IMPS or UPI?
While we think that everyone is entitled to their own opinion, we have listed the differences between IMPS and UPI:
UPI
IMPS
It is the cheapest way to make any money transactions. Any transaction you make will be charged at round Rs. 0.5
It is comparatively costlier as you are charged at around Rs. 5 for any transaction.
After registration, you get a virtual payment address which is somewhat similar to an email address, which is the only thing required during any transaction. To make a payment, enter the beneficiary’s VPA and you are done.
You have to go through the hassle of putting in your bank account number, your IFSC code, and the name of the customer, which can seem like no trouble at first, but gets exhausting every time you have to make any transaction.
It is more secure because you are not handing out any sensitive information like your bank account details or your card details to the remitter.
Here, you need to provide your bank account details in order to make the transfer. Though it is secure, there is still a nagging going on in the back of your head as you are revealing your personal information.
The transactions occur instantly. Payments, either debited or credited, happen immediately from the respective bank accounts.
There is no difference in this aspect. Payments are handled immediately. UPI uses the same IMPS technology.
If you have multiple bank accounts, you don’t need to use different UPI applications for each account. You can link different bank accounts, even if they are in different banks, to the same UPI application installed in your mobile.
Like NEFT, you are required to have your bank’s mobile application installed in your device for any financial transaction.
You can have an account in a different bank, but you can use the UPI app of another.
You are confined to the particular bank’s application or website.
The registration is done immediately as soon as you click on the register button.
The registration may take up to 24 hours. You can register immediately with the help of Mobile Money Identification Number (MMID) which is a seven digit number and it allows you to use IMPS via mobile number or SMS
UPI application sends a notification to your debtor. When the debtor approves the notification, the funds are transferred to your account.
IMPS has no such feature.
We hope that this table has made it easier for you to decide which is better. Ultimately it is up to you regarding where you feel secure and comfortable. But just FYI, Upi casinos are much better.
They cannot be concluded as better. It is just that UPI payments are easier and hassle free, so it is preferred by more people, so more people tend to search for UPI casinos.
Which is better for Casinos, UPI or IMPS?
The advantages of UPI at Casinos far outweigh that of IMPS, but ultimately the decision is up to you. UPI are often quicker and supported by many third party apps.
What is the limit on UPI transactions at Casinos?
Currently, the transaction limit is up to Rs. 1 Lakh daily, but it might increase to Rs. 2 Lakh within this year, according to the NPCI.
Are UPI casinos safer than other online casinos in India?
While the best online casinos in India are completely safe and secure, UPI payments also guarantee a high level of security.
Are UPI Casinos legal in India?
UPI casinos are a part of online casinos only. So when it comes to the matter of their legality, they hold the same position as the online casinos.
Which is the best UPI casino?
It is a very subjective topic and depends person to person. But you can check out the best UPI casinos we have mentioned in this article as well as the best PayTM, G Pay and PhonePe Casinos.
Are UPI and IMPS same?
UPI is an instant payment settlement system, while IMPS allows instant interbank electronic transfer. Both payments are managed by the NPCI (National Payment Corporation of India)
